For most of you, the thought of getting a Valuation or Appraisal on your Jewelry is NOT at the top of your list. But it should be. To often, clients assume that their Jewelry is either... - # Not Valuable enough to bother
- # Covered by their Household insurance
- # Safe on their Finger, so it won't get lost
All of these assumptions are WRONG and we cover some suggestions in our Insurance article (address given below) and the security pages under the Learning Section of the Online Appraisal Center. If you are concerned about these matters and haven't had the chance to read them yet, we suggest you take a little side trip and cover the bases, soon as possible... ...Before the ring falls off the finger or the chain gets lost while swimming or the Diamond (was it a Diamond?)... Get the Picture..? That's exactly What a Jewelry Appraisal Valuation Certificate is for.
Types of Jewelry Appraisal Valuations
The main type of Valuation or Appraisal we come across is the Valuation for Insurance. This is the one you would normally receive from your local Jeweler or Gemologist. It is basically designed to cover you (through your insurance policy) against any loss or damage you may encounter. It is designed to provide you, wherever possible, as near a REPLACEMENT OF A SIMILAR ARTICLE as possible. It will include any taxes or duty plus the Jewelry Trade mark up.
What Are The Other Types of Valuations?
Other forms of Valuations are... Each of these types are simply a percentage of the 'Master Valuation' figure or Replacement for Insurance mentioned here.
The Master Valuation Appraisal
While these are covered briefly regarding their structure and use, you should remember that ALL of these valuations are just by-products of the Valuation Appraisals for Insurance, both in principle and procedures. Therefore, with a little common sense and a child's school calculator, we can arrive at a final figure for any of the above situations. After all - they need the SAME information to begin with. If you had an Online Form which helped complete a Jewelry Appraisal for yourself, there would be no easier or quicker way to help in the majority of these cases, and you wouldn't even need a child's school calculator to complete it, because it would all be built into the Computer System. Nice thought - but is it a reality? Thankfully - Yes it is.
Jewelry Valuations For The Rest Of Us
While our advice is - and always has been - to get your Jewelry valued or appraised by your local, professional gemologist Valuer, it remains our belief that in the 'majority of cases' and taking into account the costs involved (your professional Valuer charges a reasonable fee for their skill and the work carried out) there is an alternative. Any Self Appraisal Valuation can be equal to the task for a fraction of the specialized service, in a shorter timeframe, and costs much less - Lots Less... So don't ask 'Why' - Ask yourself - 'Why Not..?
Here are some interesting Facts
- # People thought you had to be a lawyer to write your own Will
-Do-it-Yourself Will Kits are now Commonplace - # People thought you had to be an Accountant to do your Tax
-An Online Tax Pack has been set up by the Government - # People thought you had to be a Real Estate Agent to sell your Home
-FSBO (For Sale By Owner) has changed all the rules - # People thought you needed a Solicitor to handle a Conveyance
-This is now no longer the case
The entire game has shifted. # You Don't Need to be a Gemologist Valuer to write your own Appraisals. It's as Simple as filling in a Form. Anyone can do it.
Plus It Is Convenient...
You do this in your own time, at the pace you wish to go, without any pressure. You will have ample time to start your self evaluation, change your mind about something, go away for a couple of hours or days even, and when you return, start again from where you left off, finally arriving at the bottom line to print your Appraisal Certificate from Home or Work. So What You Really Ought to Know About Jewelry Valuation Appraisals, is that it's possible and anyone can do it. There is an Online Jewelry Appraisal do-it-yourself Valuation Kit which has been designed to be as simple as possible while remaining accurate, within the guidelines of the Jewelry Trade and Valuers Profession. It's a Smart School Calculator. WE ARE NOT SUGGESTING IT CAN TURN YOU INTO A QUALIFIED VALUER nor are we trying to replace your local Jeweler. That would be wrong of us to even try.
But you ought to understand the possibilities.
Our Goal here is to simply steer you in the right direction to answer a series of questions, which will lead you to the MOST PROBABLE result for any Jewelry under assessment. You have choices... These days, it's just too easy. |
